Having good health insurance coverage is critical in order to protect yourself and your family from a financially catastrophic illness. Insurance is commodity you buy to hedge against the unexpected. The biggest obstacle that stands between many people and having good health insurance is the cost. Most employers offer to carry insurance plans for their […]
Whether experiencing good times or bad, it is always a good time to make and stick to a monthly or at least yearly budget. Many people cringe at the thought because they believe it to mean that you can’t have any fun or spend any money at all. This is so far from the […]
Purchasing your own home represents the American Dream for many people. Owning your home free-and-clear though is something many people don’t accomplish until well into retirement. Paying off a mortgage faster than the term of the loan is a positive financial goal just about any way you slice it. Being mortgage-free decreases monthly expenses in […]
If you’re tired of “investing” by paying someone else’s mortgage, it may be time to look deeper into purchasing a home of your own. It’s more reassuring to know that the money you’re putting toward your home equity each month is going into your own pocket and not your landlord’s. Contrary to popular belief, you […]
Whether due to an accident or long term wear and tear, you’ll eventually need to repair and maintain your car. Needing to replace worn out or damaged parts, replacing the tires or getting new brakes are common repairs, but very expensive ones if you’re not prepared. Do not wait too long to act if repairs […]
It can be tough to come up with new and creative ideas for dates to get your couple through the winter. Due to holidays gifts and travel, winter entertainment budgets are often much leaner than during other times of the year. If you desire to keep expenses to a minimum, the good news is there […]
Spreading holiday cheer does not have to cost a lot of money. While some aspects of the holiday season are about giving, it doesn’t have to be all about spending. There are plenty of ways to show your love and appreciation without spending a fortune. Use these strategies so you can have a great holiday […]
Are you tired of living paycheck to paycheck? Many everyday folks are stuck in the never-ending cycle of earning an income, paying bills, and having nothing to show for it at the end of the month. Believe it or not, it’s possible to build a financial cushion and remove much financial stress even without a […]
Throwing a holiday party with any size guest list can be quite pricey. Fortunately, there are a number easy tips and tricks to throw a holiday party without breaking your yearly household budget. Experiment with creative holiday party themes to enjoy the company of your loved ones without stretching your finances to the limit. Types […]
Holiday shopping is a real source of stress for many reasons. Finances, pressure to impress friends and family, and the stress of crowds at the shopping mall. Try some of these simple holiday shopping tips to minimize your stress level and stay on budget. 1. Shop Early It’s much easier to procrastinate for the time […]
Financially Fit Formula