While paying cash for your next home might seem outlandish, if you put in the time and effort required, it’s actually a very attainable goal. While you may not be able to purchase a sprawling Tudor Mansion in the “old money” neighborhood in town, a ranch style home that needs some TLC or a manufactured […]
Take the Stress Out of Tax Day by Planning Ahead
Death and taxes are the only two constants in life. April 15 is therefore a dreadful day for most people. This ominous date on the calendar doesn’t have to be ominous or overwhelming. You can reduce stress and improve your financial future simply by getting a jump on your tax preparation early. Here are some […]
5 Inexpensive Ways to Instantly Increase Your Home’s Value
When you’re looking to increase your property value, it’s smart to approach potential home improvements from the viewpoint of a prospective buyer. To increase the value of your property, pay specific attention to the desires of prospective buyers when doing upgrades in your home. With that said, bringing your home up-to-date does not need to […]
Start the New Year by Giving Yourself a Raise
How to get ahead in today’s economy can seem like a complete mystery. Your spending doesn’t seem excessive given your take-home pay, yet still your finances seem to be dwindling rapidly. What little things can you do to improve your financial situation without asking for a higher salary at work? Just give yourself a raise, […]
Will the National Debt Affect Your Retirement?
Every minute, the United States’ national debt is climbing and climbing with no end in sight. The national debt is currently over $20 trillion. If you can’t quite fathom how large of a number that is, it’s 20,000 billion, or 20,000,000 million. To put it into perspective, that’s more than $170,000 for each and every […]
Actionable Steps to Achieve a Supreme Level of Wealth
The first step toward lifetime wealth is a solid financial plan. Problems tend to arise when people are unorganized, unmotivated, or simply lack the desire to become wealthy. There is nothing particularly magical about wealth. Spend less than you make, then save and invest the rest in things that you understand. If you put together […]
End of Year Tax Strategies That Can Save You Money
The last thing you probably want to think about when holiday cheer is in the air, is your upcoming taxes. However, it can be a great time to implement a few last-minute tax strategies that will maximize your deductions for past year and minimize your upcoming tax bill. Use these easy to understand last-minute tax […]
Tips for a Smooth Transition When Changing Banks
If you’ve wanted to change banks for a long time or are currently in the process, you’re not alone! Government regulation has made banks less hospitable to the average retail banking customer. The added cost of regulation, oversight, and compliance means that most banks lose money catering to the average banking customer who just needs […]
Holiday Season Money Management Tips
It’s easy to throw out your budget and get entirely carried away shopping during the holiday season! The excitement and urge to give makes carefree spending seems like the only way to go. As fun as the holiday season can be, it’s very important to keep a close eye on your keeping to regular budget […]
Surviving the Financial Crunch of the Holiday Season
The holidays are supposed to be the happiest time of year for you and your family. At times the stress leading up to and during the holidays can make it feel like exactly the opposite. Thankfully, there are many ways to survive the economic crunch of the holiday season while still enjoying yourself. With careful […]