The average person might say that $1,000,000 is enough money. If you invested it and lived off the dividends, it would probably be enough for a comfortable life. If you meant to spend it on living the good life, $1,000,000 doesn’t go nearly as far as it used to. Everybody has a point at which […]
If you earn less than you want to, it could be a result of limiting financial beliefs. The problem is that simple. Limiting your financial beliefs restricts the ability to create and grow wealth. Contemplating your beliefs is a quality initial step if your financial situation is less than stellar. Let your true potential be […]
Saving money and eliminating debt is the topic du jour in personal finance. These days everyone is looking for ways to do either or both of these things. It takes a lot of hard work, but it is possible to take control of your existing debt and learn to live life within your means from […]
You’ve probably heard the financial advice before, that you need to “Pay yourself first,”. Experts consider this single step to be the most important building block for a solid financial future. Let’s consider the real meaning of this seemingly simple piece of advice. The phrase refers to the practice of saving a portion of your […]
In personal finance circles, a debate rages on and on over whether buying in bulk is wasteful or extra efficient. The truth is that only your household can decide which applies to you. Contrary to popular belief, there is no right or wrong way to buy in bulk. We look forward to covering each of […]
According to Equifax, a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminal hackers exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in […]
Without proper budgeting, clothing costs can quickly become one of the largest household expenses for a family of any size. On an individual basis, any one clothing item can seem like an insignificant cost, but over time multiple purchases can add up substantially. Instead of curbing new clothes purchases altogether, learn to save money on […]
Even with a good-paying job, your household may not have enough to pay all your bills and still have money left over to save. One way around that is to make extra money in your spare time. Just a few hours a week could create enough extra income to help most households immensely. You could […]
The thought of retirement can be exciting and create positive expectations. On the other hand, the thought of leaving a mainstream work-life balance can be a scary change. If you love doing your job every day and cannot imagine your life without work and earning a wage, you do have other options. Why not do […]
Economic uncertainty has never been more prevalent than during the Great Recession. Ten years later, the picture isn’t much rosier for a lot of people. Now, more than ever, it’s important to secure your financial well-being. Working hard is priority number one, but unexpected financial problems have a habit of rearing their ugly head at […]
Financially Fit Formula