Maintaining a solid credit rating is vital to the future of your personal financial success. One challenge with credit though, is that it can seem impossible to get offered credit unless you already have established good credit. Starting from scratch with no credit history can make gaining traction in the financial world seem like an […]
If you’re working at a job that you hate, what’s stopping you from moving onto the dream job you’ve always coveted. The time for making excuses is over. Get the wheels in motion toward achieving your dreams. The specific end goal doesn’t particularly matter as long as you know the route to success. Planning and […]
If you’re tired of “investing” by paying someone else’s mortgage, it may be time to look deeper into purchasing a home of your own. It’s more reassuring to know that the money you’re putting toward your home equity each month is going into your own pocket and not your landlord’s. Contrary to popular belief, you […]
If reading the numbers on a corporate balance sheet was sufficient research to determine the viability of a company as an investment, every investor would be wealthy. However, the financial numbers only indicate if further research is warranted. There are a variety of other factors to consider for an investment in addition to fundamental ratios. […]
Whether due to an accident or long term wear and tear, you’ll eventually need to repair and maintain your car. Needing to replace worn out or damaged parts, replacing the tires or getting new brakes are common repairs, but very expensive ones if you’re not prepared. Do not wait too long to act if repairs […]
It can be tough to come up with new and creative ideas for dates to get your couple through the winter. Due to holidays gifts and travel, winter entertainment budgets are often much leaner than during other times of the year. If you desire to keep expenses to a minimum, the good news is there […]
The first step to improving anything is to find out where you stand currently. Obtain a copy of your latest credit report. Once you have a position established to work from, you will know where you stand and you can take action to raise your score. There are numerous companies that advertise a “free” credit […]
Spreading holiday cheer does not have to cost a lot of money. While some aspects of the holiday season are about giving, it doesn’t have to be all about spending. There are plenty of ways to show your love and appreciation without spending a fortune. Use these strategies so you can have a great holiday […]
Are you tired of living paycheck to paycheck? Many everyday folks are stuck in the never-ending cycle of earning an income, paying bills, and having nothing to show for it at the end of the month. Believe it or not, it’s possible to build a financial cushion and remove much financial stress even without a […]
Throwing a holiday party with any size guest list can be quite pricey. Fortunately, there are a number easy tips and tricks to throw a holiday party without breaking your yearly household budget. Experiment with creative holiday party themes to enjoy the company of your loved ones without stretching your finances to the limit. Types […]
Financially Fit Formula