Holiday shopping is a real source of stress for many reasons. Finances, pressure to impress friends and family, and the stress of crowds at the shopping mall. Try some of these simple holiday shopping tips to minimize your stress level and stay on budget. 1. Shop Early It’s much easier to procrastinate for the time […]
Everything in business is negotiable, but few prospective hires work on negotiating their starting salaries at a new position. Your new employer will be willing to pay a premium for your professional knowledgeable, experience, and intangible skills. Know your value in the marketplace and be sure to negotiate a starting salary that is commensurate with […]
Even though holiday meals are often meant to express thanks for the year’s abundance, you can still entertain during the holidays while avoiding stretching your finances beyond their capacity. How Can This Be Done? It’s possible to serve up delicious holiday meals without destroying your household budget. The key to saving money on anything, but […]
How to Have Fun on a Budget With rising prices and a struggling economy, it can be hard to have a good time and not feel guilty about the cost. Fun does not have to mean an empty bank account. Do not despair, though! There are many enjoyable activities for singles, couples, and families alike […]
Many people struggle to manage their credit card balances while keeping their credit score in good standing. If you apply some of the very simple tips and tricks outlined below for managing balances and monitoring your credit score, you will find that they can be an extremely useful. Instead of slaving away in service of […]
Financial pressures of the holiday season are often overlooked, but can be extremely stressful. Giving gifts, traveling, and hosting family and friends in addition to monthly expenses can add up to make it an expensive time of year! By making a budget for the holidays early in the year, you can prepare in advance for […]
Homemade Gift Giving A gift from the heart can overcome even the most meager of budgets. When you give homemade gifts to others, you can make a lasting impression of your love without breaking the bank. Keep this in mind when planning which gifts, you plan to give this year. Be sure to choose a […]
Eco-investing is an attempt to profit from the gradual transition from carbon-based energy consumption to systems that rely on renewable or carbon-neutral sources of energy. This avenue also includes investment in companies that offer environmentally friendly goods or services to the market place. The terms eco-investing, green investing and socially responsible investing are often used […]
Before the financial crisis, anyone who could fog a mirror could qualify for a mortgage. Since then, government regulation has made getting approved for a mortgage anything but a sure thing. The requirements are more onerous than they were 10 years ago and debt-to-income ratio requirements are more stringent than in the past. Although it […]
The elusive “work from home” industry is filled with empty promises and outright scams. However, there are indeed ways to legitimately make money working from home. The key to success is leveraging your strengths and being certain that companies you’re working with have a good reputation from their workers. Avoid doing any work until you’re […]
Financially Fit Formula