Having fun on spring break doesn’t have to blow your yearly vacation budget. Free and inexpensive activities for families are everywhere. Read on for a few ideas on how to get the most out of your Spring Break buck. First, some indoor Spring Break activities: 1. Arts & Crafts This is a wonderfully constructive way […]
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Ways To Choose Affordable Health Insurance
Having good health insurance coverage is critical in order to protect yourself and your family from a financially catastrophic illness. Insurance is commodity you buy to hedge against the unexpected. The biggest obstacle that stands between many people and having good health insurance is the cost. Most employers offer to carry insurance plans for their […]
Money Management 101: How To Start Budgeting
Whether experiencing good times or bad, it is always a good time to make and stick to a monthly or at least yearly budget. Many people cringe at the thought because they believe it to mean that you can’t have any fun or spend any money at all. This is so far from the […]
How To Establish Your Credit When First Starting Out
Maintaining a solid credit rating is vital to the future of your personal financial success. One challenge with credit though, is that it can seem impossible to get offered credit unless you already have established good credit. Starting from scratch with no credit history can make gaining traction in the financial world seem like an […]
No Cost Winter Activities You Can Enjoy Together
It can be tough to come up with new and creative ideas for dates to get your couple through the winter. Due to holidays gifts and travel, winter entertainment budgets are often much leaner than during other times of the year. If you desire to keep expenses to a minimum, the good news is there […]
How To Save On Holiday Entertainment
Throwing a holiday party with any size guest list can be quite pricey. Fortunately, there are a number easy tips and tricks to throw a holiday party without breaking your yearly household budget. Experiment with creative holiday party themes to enjoy the company of your loved ones without stretching your finances to the limit. Types […]
5 Ways To Survive Your Holiday Shopping Needs
Holiday shopping is a real source of stress for many reasons. Finances, pressure to impress friends and family, and the stress of crowds at the shopping mall. Try some of these simple holiday shopping tips to minimize your stress level and stay on budget. 1. Shop Early It’s much easier to procrastinate for the time […]
Save Big Money On Holiday Meals
Even though holiday meals are often meant to express thanks for the year’s abundance, you can still entertain during the holidays while avoiding stretching your finances beyond their capacity. How Can This Be Done? It’s possible to serve up delicious holiday meals without destroying your household budget. The key to saving money on anything, but […]
How To Avoid Financial Pressures Of The Holiday Season
Financial pressures of the holiday season are often overlooked, but can be extremely stressful. Giving gifts, traveling, and hosting family and friends in addition to monthly expenses can add up to make it an expensive time of year! By making a budget for the holidays early in the year, you can prepare in advance for […]
Simple Ideas For Homemade Gift Giving
Homemade Gift Giving A gift from the heart can overcome even the most meager of budgets. When you give homemade gifts to others, you can make a lasting impression of your love without breaking the bank. Keep this in mind when planning which gifts, you plan to give this year. Be sure to choose a […]