It can be tempting to let tidiness and organization go out the window when you first grow up and move out of the house. The truth is, being messy can end up costing you a great deal of money. A cluttered world leads to a cluttered mind and messy decision making, especially financially. Being organized […]
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How to Manage Money When You’re Broke
Crafting a household budget is never easy, but it can be especially difficult when you don’t have enough income to pay even your most basic bills. It might be because you’re between jobs or currently have a job that doesn’t pay well enough to address all of your expenses. Either way, it’s especially important to […]
You Don’t Have to Be a Genius to Become Wealthy
You just need to be smart about how you go about creating wealth. Exercise discipline, delayed gratification, and teach yourself to have an eye for opportunities. Making many small decisions every single day that help shape your financial future will go a much longer way than trying to come up with the next great invention. […]
Little Known Personal Finance Tips to Change Your Perspective
If you’ve heard the common financial advice once, you’ve heard it 100 times. Here’s a few tips that you might have not heard before? Sometimes when you see a new perspective, perhaps it will generate new ideas, thoughts, and actions. A new perspective may just change your financial future. Consider these financial tips to change […]
Start the New Year by Giving Yourself a Raise
How to get ahead in today’s economy can seem like a complete mystery. Your spending doesn’t seem excessive given your take-home pay, yet still your finances seem to be dwindling rapidly. What little things can you do to improve your financial situation without asking for a higher salary at work? Just give yourself a raise, […]
Actionable Steps to Achieve a Supreme Level of Wealth
The first step toward lifetime wealth is a solid financial plan. Problems tend to arise when people are unorganized, unmotivated, or simply lack the desire to become wealthy. There is nothing particularly magical about wealth. Spend less than you make, then save and invest the rest in things that you understand. If you put together […]
How Do You Know If You Will Have Enough Money?
The average person might say that $1,000,000 is enough money. If you invested it and lived off the dividends, it would probably be enough for a comfortable life. If you meant to spend it on living the good life, $1,000,000 doesn’t go nearly as far as it used to. Everybody has a point at which […]
Is It Better To Repay Debt Or Save For Retirement?
The choice between repaying your debt and saving for retirement is a difficult one. Which choice will give you the maximum benefit? To reconcile this dilemma, consider these simple steps: 1. Examine the debt in depth Pay attention to the interest rates and fees. Do the math to calculate how long it will take to […]
7 Fundamental Differences Between The Wealthy And The Poor
Just about everyone in our modern society yearns to be rich, but few become wealthy. With almost everyone striving for it, why is real wealth so difficult to obtain? Are there fundamental differences between the rich and the poor that can account for such widely differing levels of success? Rich people can appear capable of […]
Ways To Develop A Prosperity Mindset
A prosperity mindset might seem like a difficult concept to grasp. There are certain mental aspects to chasing your dreams while keeping wealth and becoming more prosperous in mind at the same time. This type of mindset encourages you to take small actions each day to improve your life on every level, such as health, […]