Medical savings accounts are a tax-advantaged way to save and pay for medical expenses that are not covered by typical health insurance plans. The four types of accounts are: ● Flexible Spending Accounts (FSA) ● Health Savings Accounts (HSA) ● Health Reimbursement Accounts (HRA) ● Medical Savings Accounts (MSA) All four accounts have different requirements […]
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Little Known Personal Finance Tips to Change Your Perspective
If you’ve heard the common financial advice once, you’ve heard it 100 times. Here’s a few tips that you might have not heard before? Sometimes when you see a new perspective, perhaps it will generate new ideas, thoughts, and actions. A new perspective may just change your financial future. Consider these financial tips to change […]
Expenses First Time Homebuyers Can Easily Overlook
First time homebuyers are often seen as frivolous or naive and basing their decisions on pure emotion rather than logic and financial calculation. This cliché does not need apply to you. By doing a little research and talking with the pros, you’ll be able to avoid overlooking sneaky expenses before and after your purchase. If […]
Important Things To Know Before Purchasing Homeowners’ Insurance
Before shopping around for homeowners’ insurance, it’s smart to be well informed about the wide ranging costs, as well as the ins and outs of insuring your home. Learning as much as you can about the following items will help you to select the best homeowners’ insurance policy to meet your needs. 1. The type […]
Ways To Choose Affordable Health Insurance
Having good health insurance coverage is critical in order to protect yourself and your family from a financially catastrophic illness. Insurance is commodity you buy to hedge against the unexpected. The biggest obstacle that stands between many people and having good health insurance is the cost. Most employers offer to carry insurance plans for their […]
9 Car Insurance Tips You Can’t Afford To Miss
Even though you are required by law to carry motor vehicle insurance, that does not mean that you are required to overpay for coverage. The monthly insurance premium is a recurring expense that will have an impact on your budget for as long as you own a car, so it is imperative to shop for […]
8 Easy Steps To Getting Financially Fit
It’s important to submit your health to a medical check up often to find out how you’re doing. Your financial life is no different. This is how you can make course corrections that ensure that you’re remaining on the path to success. Your fiscal health effects your total sense of well-being, including self-confidence and happiness […]