It can be tempting to let tidiness and organization go out the window when you first grow up and move out of the house. The truth is, being messy can end up costing you a great deal of money. A cluttered world leads to a cluttered mind and messy decision making, especially financially. Being organized […]
No age is too early to start building credit. If your child is nearing the end of college, there is no better time than the present. Without a solid credit history, even a good job and significant down payment may not be enough for your child to obtain a loan. There are many great ways […]
Thanks to Murphy’s Law, financial surprises happen to all of us. Sometimes no amount of planning is enough. Your car, home, and pets are all at risk of being stricken by unexpected calamities. An ill family member or unexpected funeral travel is another common setback. If you haven’t read some of our previous articles about […]
When it’s time for a new car, you have the option of purchasing it outright, either with cash or by financing it, or you can strike up a lease agreement with an auto retailer. Leasing provides the short-term benefits of a new car without the downside of the latter years of ownership. This avenue of […]
Before the financial crisis, anyone who could fog a mirror could qualify for a mortgage. Since then, government regulation has made getting approved for a mortgage anything but a sure thing. The requirements are more onerous than they were 10 years ago and debt-to-income ratio requirements are more stringent than in the past. Although it […]
Financially Fit Formula