Many modern households live on two income streams. However, there are just as many situations where it makes little sense for both parents to stay in the workforce. The main impetus for this is when daycare costs match or exceed the salary of either parent. There are ways to ease the financial burden if you’d […]
Frugality isn’t taught in schools, but it is a lesson that’s necessary in order to live a financially stable life. It doesn’t take long to end up learning the hard way when your checking account balance comes up short and a pile of bills are due. In today’s economy, it’s more important than ever to […]
It can be tempting to let tidiness and organization go out the window when you first grow up and move out of the house. The truth is, being messy can end up costing you a great deal of money. A cluttered world leads to a cluttered mind and messy decision making, especially financially. Being organized […]
When pinching every penny possible, you will need to get creative about saving money. One easy area of your budget to consider a reduction of spending is in giving gifts. It can be quite challenging to think about how to give to those you love without spending, yet it’s quite possible to provide very cherished […]
No matter how well or how bad the economy is doing, there is always a distinct possibility of losing your job. If you find yourself in this situation, the first place to go is to your state unemployment agency. These days you can even apply for benefits online. Many states now offer programs to extend […]
Crafting a household budget is never easy, but it can be especially difficult when you don’t have enough income to pay even your most basic bills. It might be because you’re between jobs or currently have a job that doesn’t pay well enough to address all of your expenses. Either way, it’s especially important to […]
Personal finance fads come and go almost weekly these days, but some timeless pearls of financial wisdom will always ring true. Money has taken various forms over the centuries. It stands to reason that certain truths have been discovered along the way that tell people how to make the most of their monetary assets. Here […]
Having ample savings is important to a stable financial future. As always, the difficult part is putting smart financial concepts into practice. If you find yourself living paycheck to paycheck, it’s difficult to reduce your take-home pay further by putting it into savings. Thankfully, even the smallest of contributions can have significant impacts on your […]
Eating a healthy diet is paramount to your personal well-being, but if you’re struggling in this economy, it can be difficult to get the most out of a meager grocery budget. Having a healthy eating plan and sticking to it diligently can help you get more healthy food at a lower cost, which will allow […]
Going on a family vacation is a perfect way to spend quality time together and relax. Consider these affordable vacation ideas to avoid crushing your annual budget: Consider these affordable vacation ideas: 1. Camping There are affordable campgrounds located near most popular tourist areas and almost all national parks. There may even be a campground […]
Financially Fit Formula