Most money “survival guides” tell you the exact same thing: spend less money than you make. This sounds so obvious that it’s almost ridiculous to say it at all, but think about how many people spend themselves into debt well beyond the income they actually make. Even people who earn high incomes often carry huge […]
Tracking your income and spending has never been easier. You can even pay your bills on the go if you really want to. These advancements are vital tools to a prosperous financial future for you and your family. If you want to get control of your spending, save money and keep track of your bills, […]
Whether experiencing good times or bad, it is always a good time to make and stick to a monthly or at least yearly budget. Many people cringe at the thought because they believe it to mean that you can’t have any fun or spend any money at all. This is so far from the […]
Are you tired of living paycheck to paycheck? Many everyday folks are stuck in the never-ending cycle of earning an income, paying bills, and having nothing to show for it at the end of the month. Believe it or not, it’s possible to build a financial cushion and remove much financial stress even without a […]
Holiday shopping is a real source of stress for many reasons. Finances, pressure to impress friends and family, and the stress of crowds at the shopping mall. Try some of these simple holiday shopping tips to minimize your stress level and stay on budget. 1. Shop Early It’s much easier to procrastinate for the time […]
Financial pressures of the holiday season are often overlooked, but can be extremely stressful. Giving gifts, traveling, and hosting family and friends in addition to monthly expenses can add up to make it an expensive time of year! By making a budget for the holidays early in the year, you can prepare in advance for […]
Running a busy household can be expensive. Many people end up with less money than there are days in each month. Unless you budget carefully, having many different expenses can lead to costs getting out of control. Without control over your household expenses, you will never be able to add to your savings account each […]
Financially Fit Formula