Tracking your income and spending has never been easier. You can even pay your bills on the go if you really want to. These advancements are vital tools to a prosperous financial future for you and your family. If you want to get control of your spending, save money and keep track of your bills, there’s an app for that.
Try these phone apps to help guide you on your financial path:
1. Financial apps
Quicken and BillMinder are two types of finance apps that are well worth using:
∙ The Quicken app allows you to monitor and track all of your financial accounts no matter where you are. It’s an extremely powerful tool that allows you to create and track financial goals, monitor account activity, and even find an ATM.
∙ BillMinder is another type of app that focuses on tracking bills. A simple and intuitive interface allows you to keep track of your bills, due dates, and payment status. You can export your account data have it send reminders when bills are due.
2. Shopping apps
Grocery Gadget Shopping List and Coupon Sherpa are two shopping apps that can help save you money.
∙ Grocery Gadget is $4.99, but it allows you to upload and share your shopping list as well as aiding in price comparison among local grocers. You can also get coupons for the products that you buy regularly.
∙ Coupon Sherpa is a free app that offers in-store coupons and user-only deals. You can search by store name or shopping category. Look for nearby merchants and even share coupons with your friends via e-mail.
3. Food and drink apps
All Recipes and Mixology make cooking and mixing drinks easy and inexpensive. All Recipes is a free app that offers mobile access to thousands of recipes along with user reviews, detailed directions, and photos. The “spinner” feature helps you choose a recipe based on main ingredient, prep time, and other details.
∙ Mixology saves on the exorbitant costs of a drink out on the town by helping you entertain your friends at home. Their database features nearly 8,000 drink recipes and a “liquor cabinet” feature that allows you to manage your personal alcohol inventory.
4. Travel apps
Gas Buddy will show you where the cheapest gas stations are across the nation. Prices can vary by as much as 10 – 20% within a single city, which translates to big savings if you know where to buy. Think about how many gas stations you can choose from the next time you’re driving around town. Yet, you probably almost always go to the same one. Shop around for gas and you may be surprised by how much you can save.
5. Communication apps
Cutting down on communication costs is possible through apps like Skype and Google Voice.
∙ Skype allows you to communicate with other Skype users via the internet for free. Skype is hugely popular for those needing to communicate internationally. All it takes is a decent connection and you can have live video and audio connecting just about any two points on earth at no cost.
∙ Google Voice gives you a free phone number for calling, text messaging, and voicemail. It works on smartphones and computers, and syncs across your devices so you can use the app while on the go or at home.
Whether you have an iPhone or Android-based phone, taking advantage of apps like these is a wise investment. Many of these applications or ones like them are free or inexpensive to access. Even with such a tiny cost, these apps can save you hundreds or thousands of dollars per year. Get out your cell phone and start trying them out today!