Frugality isn’t taught in schools, but it is a lesson that’s necessary in order to live a financially stable life. It doesn’t take long to end up learning the hard way when your checking account balance comes up short and a pile of bills are due. In today’s economy, it’s more important than ever to […]
When pinching every penny possible, you will need to get creative about saving money. One easy area of your budget to consider a reduction of spending is in giving gifts. It can be quite challenging to think about how to give to those you love without spending, yet it’s quite possible to provide very cherished […]
Going on a family vacation is a perfect way to spend quality time together and relax. Consider these affordable vacation ideas to avoid crushing your annual budget: Consider these affordable vacation ideas: 1. Camping There are affordable campgrounds located near most popular tourist areas and almost all national parks. There may even be a campground […]
You’ve probably heard the financial advice before, that you need to “Pay yourself first,”. Experts consider this single step to be the most important building block for a solid financial future. Let’s consider the real meaning of this seemingly simple piece of advice. The phrase refers to the practice of saving a portion of your […]
Every year when it comes time to get the kids ready for school, moms can feel the burden of stress on their pocketbooks. Shopping for school supplies and new clothes can be enjoyable, but it’s also a strain on household finances for those who don’t plan appropriately. Check out these tips for keeping back to […]
Whether you’re looking for mountain cabin or a beach condo, the quality of your accommodation will have a huge impact on the overall experience of your vacation. That said, money doesn’t also buy happiness when it comes to accommodations. Do not worry though. If you do some thorough research you can get your money’s worth […]
All work and no play will make anyone’s life seem dull. This is why it’s crucial to make annual vacation time a part of your life. Spending an entire year working or in school can take its toll without the opportunity to relax and enjoy what life has to offer. As with everything in life, […]
There are just as many ways to save money as there are to spend it. Small changes can be made in your daily activities at home to help save money and reduce your living expenses. Some of the most effective changes that are often overlooked: 1. Reduce, reuse, and recycle Have you ever considered recycling […]
Whether experiencing good times or bad, it is always a good time to make and stick to a monthly or at least yearly budget. Many people cringe at the thought because they believe it to mean that you can’t have any fun or spend any money at all. This is so far from the […]
Purchasing your own home represents the American Dream for many people. Owning your home free-and-clear though is something many people don’t accomplish until well into retirement. Paying off a mortgage faster than the term of the loan is a positive financial goal just about any way you slice it. Being mortgage-free decreases monthly expenses in […]
Financially Fit Formula