Tag Archives | credit score

Ways you can destroy your credit score

5 Ways You Can Destroy Your Credit Score

Your credit score is more important than ever today. Employers, landlords, and college admissions offices will look at them as part of their screening process. Many employers will look at them before hiring a new employee. On top of that, of course, banks will base most of their credit decisions and loan approvals heavily on […]

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How To Establish Your Credit When First Starting Out

How To Establish Your Credit When First Starting Out

Maintaining a solid credit rating is vital to the future of your personal financial success.  One challenge with credit though, is that it can seem impossible to get offered credit unless you already have established good credit. Starting from scratch with no credit history can make gaining traction in the financial world seem like an […]

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How To Improve Your Credit Score

How To Improve Your Credit Score

The first step to improving anything is to find out where you stand currently.  Obtain a copy of your latest credit report.  Once you have a position established to work from, you will know where you stand and you can take action to raise your score. There are numerous companies that advertise a “free” credit […]

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how-your-credit-card-can-work-for-you

How Your Credit Card Can Work For You

Many people struggle to manage their credit card balances while keeping their credit score in good standing.  If you apply some of the very simple tips and tricks outlined below for managing balances and monitoring your credit score, you will find that they can be an extremely useful. Instead of slaving away in service of […]

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answers-for-getting-approved-for-a-morgage

Answers For Getting Approved For A Mortgage

Before the financial crisis, anyone who could fog a mirror could qualify for a mortgage.  Since then, government regulation has made getting approved for a mortgage anything but a sure thing. The requirements are more onerous than they were 10 years ago and debt-to-income ratio requirements are more stringent than in the past.  Although it […]

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