The choice between repaying your debt and saving for retirement is a difficult one. Which choice will give you the maximum benefit? To reconcile this dilemma, consider these simple steps: 1. Examine the debt in depth Pay attention to the interest rates and fees. Do the math to calculate how long it will take to […]
All work and no play will make anyone’s life seem dull. This is why it’s crucial to make annual vacation time a part of your life. Spending an entire year working or in school can take its toll without the opportunity to relax and enjoy what life has to offer. As with everything in life, […]
There are just as many ways to save money as there are to spend it. Small changes can be made in your daily activities at home to help save money and reduce your living expenses. Some of the most effective changes that are often overlooked: 1. Reduce, reuse, and recycle Have you ever considered recycling […]
When it’s time for a new car, you have the option of purchasing it outright, either with cash or by financing it, or you can strike up a lease agreement with an auto retailer. Leasing provides the short-term benefits of a new car without the downside of the latter years of ownership. This avenue of […]
Having fun on spring break doesn’t have to blow your yearly vacation budget. Free and inexpensive activities for families are everywhere. Read on for a few ideas on how to get the most out of your Spring Break buck. First, some indoor Spring Break activities: 1. Arts & Crafts This is a wonderfully constructive way […]
Before shopping around for homeowners’ insurance, it’s smart to be well informed about the wide ranging costs, as well as the ins and outs of insuring your home. Learning as much as you can about the following items will help you to select the best homeowners’ insurance policy to meet your needs. 1. The type […]
Having good health insurance coverage is critical in order to protect yourself and your family from a financially catastrophic illness. Insurance is commodity you buy to hedge against the unexpected. The biggest obstacle that stands between many people and having good health insurance is the cost. Most employers offer to carry insurance plans for their […]
Whether experiencing good times or bad, it is always a good time to make and stick to a monthly or at least yearly budget. Many people cringe at the thought because they believe it to mean that you can’t have any fun or spend any money at all. This is so far from the […]
Purchasing your own home represents the American Dream for many people. Owning your home free-and-clear though is something many people don’t accomplish until well into retirement. Paying off a mortgage faster than the term of the loan is a positive financial goal just about any way you slice it. Being mortgage-free decreases monthly expenses in […]
Whether due to an accident or long term wear and tear, you’ll eventually need to repair and maintain your car. Needing to replace worn out or damaged parts, replacing the tires or getting new brakes are common repairs, but very expensive ones if you’re not prepared. Do not wait too long to act if repairs […]
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