Author Archive | Steve Peters

5 Things You Must Know About Debt

5 Things You Must Know About Debt

Saving money and eliminating debt is the topic du jour in personal finance. These days everyone is looking for ways to do either or both of these things. It takes a lot of hard work, but it is possible to take control of your existing debt and learn to live life within your means from […]

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How and Why to Pay Yourself First

How and Why to Pay Yourself First

You’ve probably heard the financial advice before, that you need to “Pay yourself first,”. Experts consider this single step to be the most important building block for a solid financial future. Let’s consider the real meaning of this seemingly simple piece of advice. The phrase refers to the practice of saving a portion of your […]

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The Truth About Buying In Bulk

The Truth About Buying In Bulk

In personal finance circles, a debate rages on and on over whether buying in bulk is wasteful or extra efficient. The truth is that only your household can decide which applies to you. Contrary to popular belief, there is no right or wrong way to buy in bulk. We look forward to covering each of […]

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The Equifax Data Breach The Steps You Need to Take

The Equifax Data Breach: The Steps You Need to Take

According to Equifax, a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminal hackers exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in […]

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Easy Ways to Save Money on Clothing

3 Easy Ways To Save Money On Clothing

Without proper budgeting, clothing costs can quickly become one of the largest household expenses for a family of any size. On an individual basis, any one clothing item can seem like an insignificant cost, but over time multiple purchases can add up substantially. Instead of curbing new clothes purchases altogether, learn to save money on […]

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Restructure Your Life Instead of Retiring

Restructure Your Life Instead of Retiring

The thought of retirement can be exciting and create positive expectations. On the other hand, the thought of leaving a mainstream work-life balance can be a scary change. If you love doing your job every day and cannot imagine your life without work and earning a wage, you do have other options. Why not do […]

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