It can be tempting to let tidiness and organization go out the window when you first grow up and move out of the house. The truth is, being messy can end up costing you a great deal of money. A cluttered world leads to a cluttered mind and messy decision making, especially financially. Being organized […]
Archive | Money Management
10 Money Rules to Always Live By
Personal finance fads come and go almost weekly these days, but some timeless pearls of financial wisdom will always ring true. Money has taken various forms over the centuries. It stands to reason that certain truths have been discovered along the way that tell people how to make the most of their monetary assets. Here […]
You Don’t Have to Be a Genius to Become Wealthy
You just need to be smart about how you go about creating wealth. Exercise discipline, delayed gratification, and teach yourself to have an eye for opportunities. Making many small decisions every single day that help shape your financial future will go a much longer way than trying to come up with the next great invention. […]
Little Known Personal Finance Tips to Change Your Perspective
If you’ve heard the common financial advice once, you’ve heard it 100 times. Here’s a few tips that you might have not heard before? Sometimes when you see a new perspective, perhaps it will generate new ideas, thoughts, and actions. A new perspective may just change your financial future. Consider these financial tips to change […]
Start the New Year by Giving Yourself a Raise
How to get ahead in today’s economy can seem like a complete mystery. Your spending doesn’t seem excessive given your take-home pay, yet still your finances seem to be dwindling rapidly. What little things can you do to improve your financial situation without asking for a higher salary at work? Just give yourself a raise, […]
Tips for a Smooth Transition When Changing Banks
If you’ve wanted to change banks for a long time or are currently in the process, you’re not alone! Government regulation has made banks less hospitable to the average retail banking customer. The added cost of regulation, oversight, and compliance means that most banks lose money catering to the average banking customer who just needs […]
Holiday Season Money Management Tips
It’s easy to throw out your budget and get entirely carried away shopping during the holiday season! The excitement and urge to give makes carefree spending seems like the only way to go. As fun as the holiday season can be, it’s very important to keep a close eye on your keeping to regular budget […]
Surviving the Financial Crunch of the Holiday Season
The holidays are supposed to be the happiest time of year for you and your family. At times the stress leading up to and during the holidays can make it feel like exactly the opposite. Thankfully, there are many ways to survive the economic crunch of the holiday season while still enjoying yourself. With careful […]
Why Having a Plan B is Important for Greater Financial Security
Economic uncertainty has never been more prevalent than during the Great Recession. Ten years later, the picture isn’t much rosier for a lot of people. Now, more than ever, it’s important to secure your financial well-being. Working hard is priority number one, but unexpected financial problems have a habit of rearing their ugly head at […]
Your Survival Guide for Money Management
Most money “survival guides” tell you the exact same thing: spend less money than you make. This sounds so obvious that it’s almost ridiculous to say it at all, but think about how many people spend themselves into debt well beyond the income they actually make. Even people who earn high incomes often carry huge […]