Every year when it comes time to get the kids ready for school, moms can feel the burden of stress on their pocketbooks. Shopping for school supplies and new clothes can be enjoyable, but it’s also a strain on household finances for those who don’t plan appropriately. Check out these tips for keeping back to […]
Total household debt in the United States is over $2 trillion. What’s shocking is that dollar amount does not include mortgage balances owed on our homes. Carrying a balance of consumer debt has become the norm in the United States. If you’re seeing the negative effects of carrying too much debt starting to impact your […]
When financial times are challenging, it’s easy to settle for any job you can get. However, it’s wise to be very thoughtful about accepting a job offer can change the course of your life. You may have to move to a new city that’s more expensive and adapt new coworkers and a new work space. […]
Most money “survival guides” tell you the exact same thing: spend less money than you make. This sounds so obvious that it’s almost ridiculous to say it at all, but think about how many people spend themselves into debt well beyond the income they actually make. Even people who earn high incomes often carry huge […]
Tracking your income and spending has never been easier. You can even pay your bills on the go if you really want to. These advancements are vital tools to a prosperous financial future for you and your family. If you want to get control of your spending, save money and keep track of your bills, […]
Whether you’re looking for mountain cabin or a beach condo, the quality of your accommodation will have a huge impact on the overall experience of your vacation. That said, money doesn’t also buy happiness when it comes to accommodations. Do not worry though. If you do some thorough research you can get your money’s worth […]
If you’re ready to move, you don’t always need to sell your home. If it makes financial sense, you could always rent it out and keep it along with your new home. Both avenues have clear pros and cons. You should consider all your available options then choose which makes the most sense for your […]
It is important to monitor your credit report at a minimum of once per year. This way, you’ll regularly be able to spot any mistakes that occur on your report that could adversely affect your financial well-being. Use this simple process to locate errors on your credit report and correct them quickly: 1. Go over […]
Most people know that you can access your credit report once per year for free. What is this report all about though and why is it so important? What is a Credit Bureau? A credit bureau is a consumer reporting agency (CRA). They collect facts about how you handle your money, specifically the extension of […]
Eating healthy is rarely the most affordable option. With just an ounce of creativity, however, it’s possible to bring healthy, budget-friendly food choices home to your family each and every night. Consider the following tips that are sure to please your palate and your pocketbook. 1. Rarely eat out Eating the majority of your meals […]
Financially Fit Formula