Why October Is The Best Time To Think About Christmas

Get started early in order to eliminate the stress of planning for the holiday season.  In order to make Christmas an enjoyable experience for you and your family, even a small amount of forethought goes a long way.

The Game Plan

When you start early thinking about Christmas you will be able to spot great deals and promotions well ahead of time. When you have a holiday game plan in place by October you can divide out the biggest tasks in advance and enjoy the festive season without rushing around at the last minute.

A step by step plan makes getting through the holiday season simpler and less stressful.

Try these tips in October to plan ahead for Christmas:

1.    Create a budget early

A great spending plan is essential to having a debt-friendly and stress-free holiday season.  Start your seasonal planning by combing through your finances and determining how much you can afford to spend.  Be honest as this budget will carry you through the holiday and into the New Year.

∙    Address all aspects of the holidays in this budget. Include gift giving, entertainment, food, and travel.  This will ensure that you don’t overspend.

2.    Write a gift list

Create a list of everyone you plan to give a gift and cross-reference it to your budget.  Set a strict spending limit for each person on your list.  Trim people from your list that the budget can’t support.  Write down gift ideas for each recipient and check prices against your budget before you shop.

3.    Revise your budget

As the holidays inch closer, keep track of your spending.  How does what’s been spent stack up against your budget?  How much money is left?  Are you currently on track, or are you in grave danger of vastly overspending?

∙    It may be necessary to tweak your budget as you go, but instead of raising the overall amount of money in the budget, shift priorities as needed.

4.    Shop early

The earlier you shop, the more time you’ll have to find sales, deals, and the right gift that’s also within the budget.  To ensure you have a budget-friendly shopping experience, take time to do some comparison shopping.   Look online at like items and consider using coupons throughout the holiday season.

5.    Plan the party early

Christmas get-togethers require a great deal of planning.  Start early and address the plans often to ensure that everything falls into place perfectly.  Create a budget and a step-by-step to-do list for planning your parties, especially before heading to the store.  Asking for help when you need it with also reduce stress.

During the busy holiday season, having a game plan and being prepared can go a long way.  Put some deep thought into the holiday season as early as October and you will be much better off in December.  There is absolutely no reason to get overwhelmed with planning for the holidays by waiting until the last minute.

Avoid procrastinating and get a jump on it!  A stress-free, budget-friendly holiday season is within reach.  This approach is the best way to experience a leisurely, memorable Christmas with friends and loved ones.

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