Frugality isn’t taught in schools, but it is a lesson that’s necessary in order to live a financially stable life. It doesn’t take long to end up learning the hard way when your checking account balance comes up short and a pile of bills are due. In today’s economy, it’s more important than ever to […]
It can be tempting to let tidiness and organization go out the window when you first grow up and move out of the house. The truth is, being messy can end up costing you a great deal of money. A cluttered world leads to a cluttered mind and messy decision making, especially financially. Being organized […]
When pinching every penny possible, you will need to get creative about saving money. One easy area of your budget to consider a reduction of spending is in giving gifts. It can be quite challenging to think about how to give to those you love without spending, yet it’s quite possible to provide very cherished […]
No matter how well or how bad the economy is doing, there is always a distinct possibility of losing your job. If you find yourself in this situation, the first place to go is to your state unemployment agency. These days you can even apply for benefits online. Many states now offer programs to extend […]
Eating a healthy diet is paramount to your personal well-being, but if you’re struggling in this economy, it can be difficult to get the most out of a meager grocery budget. Having a healthy eating plan and sticking to it diligently can help you get more healthy food at a lower cost, which will allow […]
Going on a family vacation is a perfect way to spend quality time together and relax. Consider these affordable vacation ideas to avoid crushing your annual budget: Consider these affordable vacation ideas: 1. Camping There are affordable campgrounds located near most popular tourist areas and almost all national parks. There may even be a campground […]
Medical savings accounts are a tax-advantaged way to save and pay for medical expenses that are not covered by typical health insurance plans. The four types of accounts are: ● Flexible Spending Accounts (FSA) ● Health Savings Accounts (HSA) ● Health Reimbursement Accounts (HRA) ● Medical Savings Accounts (MSA) All four accounts have different requirements […]
If you’ve heard the common financial advice once, you’ve heard it 100 times. Here’s a few tips that you might have not heard before? Sometimes when you see a new perspective, perhaps it will generate new ideas, thoughts, and actions. A new perspective may just change your financial future. Consider these financial tips to change […]
When you’re looking to increase your property value, it’s smart to approach potential home improvements from the viewpoint of a prospective buyer. To increase the value of your property, pay specific attention to the desires of prospective buyers when doing upgrades in your home. With that said, bringing your home up-to-date does not need to […]
How to get ahead in today’s economy can seem like a complete mystery. Your spending doesn’t seem excessive given your take-home pay, yet still your finances seem to be dwindling rapidly. What little things can you do to improve your financial situation without asking for a higher salary at work? Just give yourself a raise, […]
Financially Fit Formula