Having ample savings is important to a stable financial future. As always, the difficult part is putting smart financial concepts into practice. If you find yourself living paycheck to paycheck, it’s difficult to reduce your take-home pay further by putting it into savings. Thankfully, even the smallest of contributions can have significant impacts on your […]
The holidays are supposed to be the happiest time of year for you and your family. At times the stress leading up to and during the holidays can make it feel like exactly the opposite. Thankfully, there are many ways to survive the economic crunch of the holiday season while still enjoying yourself. With careful […]
In personal finance circles, a debate rages on and on over whether buying in bulk is wasteful or extra efficient. The truth is that only your household can decide which applies to you. Contrary to popular belief, there is no right or wrong way to buy in bulk. We look forward to covering each of […]
Without proper budgeting, clothing costs can quickly become one of the largest household expenses for a family of any size. On an individual basis, any one clothing item can seem like an insignificant cost, but over time multiple purchases can add up substantially. Instead of curbing new clothes purchases altogether, learn to save money on […]
Tracking your income and spending has never been easier. You can even pay your bills on the go if you really want to. These advancements are vital tools to a prosperous financial future for you and your family. If you want to get control of your spending, save money and keep track of your bills, […]
When it’s time for a new car, you have the option of purchasing it outright, either with cash or by financing it, or you can strike up a lease agreement with an auto retailer. Leasing provides the short-term benefits of a new car without the downside of the latter years of ownership. This avenue of […]
Financial pressures of the holiday season are often overlooked, but can be extremely stressful. Giving gifts, traveling, and hosting family and friends in addition to monthly expenses can add up to make it an expensive time of year! By making a budget for the holidays early in the year, you can prepare in advance for […]
Before the financial crisis, anyone who could fog a mirror could qualify for a mortgage. Since then, government regulation has made getting approved for a mortgage anything but a sure thing. The requirements are more onerous than they were 10 years ago and debt-to-income ratio requirements are more stringent than in the past. Although it […]
Financially Fit Formula